Supporting your team goes beyond providing a paycheck, it’s about giving them tools to make the most of it. That’s where Fortuna, Immediate’s AI-powered financial coach, comes in. Built directly into the ImmediatePay app, Fortuna helps employees navigate everyday money questions with private, stigma-free guidance. It is available to ImmediatePay users 24/7.
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By pairing earned wage access with personalized financial coaching, you can empower your team to not only access their pay when they need it, but to use it more effectively. The result? Reduced financial stress, smarter money decisions, and a more engaged workforce.
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Available anytime, anywhere, Fortuna empowers your employees to:

• Save smarter with personalized strategies
  
  
• Build and improve their credit
  
  
• Prepare for major financial milestones, like buying a home
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Fortuna meets them where they are, using clear, plain language. Here are a few examples of how employees use Fortuna today:

• “How can I best save money?”
  Fortuna suggests simple strategies like the 50/30/20 rule, automating transfers, and setting realistic savings goals—helping employees keep more of each paycheck.
  
  
• “How do I build my credit?”
  Fortuna explains how credit scores work, then offers step-by-step strategies to improve them—like making on-time payments, reducing balances, and keeping utilization low.
  
  
• “What is the first step I need to do to buy a house?”
  Fortuna can outline the basics of preparing for homeownership, such as building savings for a down payment, checking and improving credit, and understanding how much house an employee can realistically afford.
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Why It Matters for Employers

Financial wellness directly impacts workplace engagement and productivity. When employees feel confident about their money, they bring less stress to work, show up more consistently, and are better equipped to focus on their roles.

By offering Fortuna alongside ImmediatePay, you’re not just giving employees faster access to their wages. Fortuna allows you to invest in their financial well-being and long-term success. Read more about our Fortuna launch or book time with our team today.